Overview

OREP Insurance Services is a leading provider of insurance for inspection professionals, offering coverage tailored to the real scope of work inspectors perform. Through CCPIA’s partnership, members receive access to a combined Errors and Omissions (E&O) and General Liability policy designed specifically for commercial property inspectors. The policy removes common limitations found in currently available coverages, including restrictions on building size, property type, and service scope, and provides both residential and broad commercial property inspection coverage under a single policy.

Exclusive, Expanded Policy for CCPIA® Members

The policy supports inspectors at every stage, from those new to commercial property inspections, to residential inspection companies adding commercial services, to firms exclusively focused on commercial property inspections. Many residential inspection companies who take on commercial jobs do so through limited endorsements added to a standard residential policy. These endorsements often come with restrictions that do not align with the realities of commercial property inspections. The CCPIA® and OREP program addresses this directly.

This policy is exclusive to CCPIA® members and aligns with the scope of inspections performed in accordance with the International Standards of Practice for Inspecting Commercial Properties (ComSOP), as well as the training inspectors receive through CCPIA® certification and the additional online courses included with membership. This helps ensure inspectors are covered for the scope of services expected by their clients.

Unlike other policies available with square footage or property type limitations, this policy offers broad coverage across a wide range of property types with no square footage restrictions. Some of the covered property types include restaurants, warehouses, hotels, schools, medical facilities, and mixed-use buildings.

OREP was a special guest during CCPIA’s monthly virtual roundtable meeting for a live Q&A about this policy. Watch the full recording or listen to the audio podcast version of the Roundtable Meeting Episode 31, OREP + CCPIA® Exclusive Insurance Policy.

What the Coverage Includes

Key features of the program include:

  • Combined E&O and General Liability coverage
  • No square footage limitations
  • Scope covered aligns with the ComSOP
  • $100K defense coverage for excluded system claims
  • Restaurants & commercial kitchens covered
  • Warehouses, hotels, schools, medical facilities, multi-family, offices, and more covered
  • Free attorney-led pre-claims defense ($600 value)
  • Phase I ESA services covered
  • Cost to remedy and reserve forecasting services covered
  • Repair and replacement cost estimates covered
  • Fire and life safety systems covered
  • No business audit or hoops to jump through
  • Updated inspection agreements for your company
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Mid-term transfers are accepted, and prior acts are covered. Reach out to OREP.

You can make the switch today. Stop turning down commercial work due to coverage gaps and start taking on more business with full coverage behind you. To receive exclusive CCPIA® member access and program details, an OREP representative will follow up directly with policy and pricing information.

Contact OREP